Small
Commercial

Small Commercial
Mortgages

A commercial mortgage allows business owners to take a loan on commercial real estate as collateral, empowering them to finance a new property, expand existing premises or consolidate debts. Cambridge has the experience and ability to review small to medium-sized commercial projects, undertaking extensive assessments to ensure your clients secure mortgages.

Benefits of a Mortgage
With Cambridge

Easy Process

With a simplified process for submitting applications and meeting criteria, we make alternative mortgage lending easier. We are also signed up with all prominent deal flow channels.

Experienced Team

With 30 years of institutional and private mortgage experience, we have become industry leaders in providing brokers with solutions for their clients in British Columbia.

Flexible Solutions

Our flexible lending guidelines allow brokers to offer self-employed, stated income, and credit-challenged clients tailored alternative solutions.

Rush Deals

We can quickly and decisively approve mortgages, financing and extend lines of credit to clients.

Frequently Asked Questions

The main difference is that the commercial borrower is a company or business (either a partnership, limited company or incorporated) as opposed to an individual.

Small to medium sized projects, including those for land purchase, land assembly, small business ownership, and industrial investment. 

Similar to residential mortgages, the appraisal, debts, assets, credit history, liabilities and down payment are considered. However, as the mortgage focuses primarily on the business itself, the current status of the company and the type of business will also be considered and might impact the amount and type of mortgage available. 

Submitting Mortgage Files With Cambridge

1

Please speak to our BDM to understand how we can finance your clients’ mortgage needs. 

2
Provide essential details for the application, including appraisal, credit history, assets, debts, liabilities, and current employment status. We will commence the underwriting process for the application.
3
Our mortgage lenders will provide approval terms and conditions for the loan. If agreed upon, you and your clients will be notified of our mortgage approval.

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